Mortgage advice
Remortgages
Review your next mortgage deal with advice based on your borrowing needs and the overall cost.
Our mortgage advice fee is £695, payable on completion. We also receive a procuration fee from the lender, which will be disclosed to you.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The Financial Conduct Authority does not regulate all Buy to Let mortgages.
How we help
- Compare staying and switching. We assess your existing lender’s options alongside suitable alternatives.
- Look beyond the rate. We consider fees, early repayment charges and the total cost over the comparison period.
- Review your borrowing needs. We discuss changes in your circumstances and any plans to raise additional funds.
- Arrange your chosen deal. We manage the application or product transfer and liaise with the parties involved.
Your questions, answered
When should I review my mortgage?
Contact us before your current deal ends so there is time to assess the options. We can also review earlier if your circumstances change, taking any charges into account.
Will switching save me money?
Not necessarily. We compare the costs and benefits, including fees and charges, and explain why we recommend staying or switching.
Can I borrow more for home improvements?
It may be possible, depending on affordability, your property’s value and lender criteria. We assess the cost and suitability of additional borrowing before recommending it.
Mortgages are subject to lender criteria and affordability checks. We explain the relevant fees and charges before you decide.
Let’s discuss your mortgage.
Tell us about your plans and existing borrowing. We recommend suitable mortgages and manage the application.