Personal protection plans provide a means for you and your family to maintain finances if you are unable to work due to an illness or accident, or if you die.
Plans are as individual as you are, so the cover and cost depend on several variables including your age, number of dependants and lifestyle. We will begin by discussing your circumstances so that we can get a clear idea of your needs. This will ensure we get the right plan in place for you.
The right personal protection insurance can look after your immediate and long-term financial needs in a time of hardship. Together with my tailored advice, we will create the right plan to ensure that you, your loved ones, and your home are looked after.
• Life insurance – to provide a lump sum or monthly payments if you die
• Critical illness cover – pays a lump sum if you are diagnosed with an illness covered by the policy
• Income protection – to provide you with a regular income if you are unable to work
• Whole of life cover – paid throughout your life and provides a lump sum to your family when you die