Business protection for owners and directors.
Protect your business.
Protect the people behind it.
Protection advice built around your business, your people and your future. We recommend suitable cover, arrange your insurance and keep it under review as your needs change.
Some of the insurers we work with
Business protection
Different risks.
The right cover for each.
Protecting your family, keeping the business trading and planning for a change in ownership are different needs. We assess your needs, recommend suitable cover and arrange your insurance.
Protect your family
Relevant Life cover
Life insurance paid for by your company, designed to support your family if you die during the policy term.
Explore relevant life cover
Protect against the loss of a key person
Key person cover
Financial support for your business if someone it depends on dies or suffers a covered critical illness.
Explore key person cover
Protect business ownership
Shareholder protection
Help the remaining owners fund a share purchase following an insured owner’s death or a covered critical illness, with insurance arranged alongside an appropriate legal agreement.
Explore shareholder protection
Protect business borrowing
Business loan protection
Provide funds to help repay business borrowing following an insured death or covered critical illness.
Explore business loan protection
Support your team’s health
Business private medical insurance
Private medical insurance for directors and employees, recommended and arranged around your team’s needs and budget.
Explore business private medical insuranceBenefits depend on the policy selected and its terms, conditions and exclusions. Cover is subject to eligibility and underwriting.
Why Clearbrook?
Protection for the business you’ve worked hard to build.
We help you plan for the financial impact of losing a key person, a shareholder or a fellow director. By understanding your business, we recommend and arrange protection to support its future and the people who depend on it.
Get to know Clearbrook ↗Ongoing support
Your business evolves.
Your protection should keep pace.
Our support continues after your cover is arranged. As a Clearbrook client, we review your protection with you as your business and personal circumstances change, helping you identify gaps and keep cover aligned with your needs.
Keeping shareholder protection aligned
Business values and shareholdings can change. We help you review your insurance alongside the valuation arrangements in your cross-option agreement, involving your accountant and legal adviser where needed.
Explore shareholder protection ↗A closer look at every medical insurance renewal
We review your business medical insurance each year, compare suitable alternatives and use competing quotes to negotiate with your existing insurer. Our aim is to keep premiums competitive while protecting the cover your team needs.
Explore medical insurance reviews ↗Clear advice, step by step
Advice, arrangement and ongoing support.
- 01
Understand your business
We discuss your people, ownership, borrowing and existing insurance.
- 02
Recommend suitable cover
We assess your needs and recommend insurance, explaining the costs, benefits and limitations.
- 03
Arrange your insurance
We manage your application and liaise with the insurer to put your agreed cover in place, keeping you informed throughout. We also identify where separate legal or tax advice is needed.
Client feedback
What clients value about our advice.
Expert advice, an understanding of individual circumstances and practical, cost-effective recommendations.
Reliable advice from the adviser.
An approachable, knowledgeable adviser and a service the client would recommend.
Start with a conversation
What would you like to protect?
Tell us about your business, your existing cover and the people who depend on it.
Beyond your business
Support for home and family, too.
We also provide personal protection and mortgage advice.